Mutual Funds & SIP
Pehla nivesh sabse mushkil hota hai — isliye hum yahin se shuru kar rahe hain. SIP kya hai se lekar fund kaise chune tak, sab kuch step-by-step, asli app screenshots ke saath.
Articles
FD vs Mutual Fund 2026: Tax के बाद असली Return किसका ज़्यादा है?
FD vs mutual fund — 6.5% ki FD 30% slab me sirf 4.47% deti hai, aur July 2026 ki mehngai 4.45% thi. Debt fund, arbitrage fund aur equity fund se seedhi tulna, ₹10 lakh par 5 saal ka worked hisaab, DICGC ka ₹5 lakh wala sach, TDS ka niyam aur FD kab sahi hai.
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₹1,000 की SIP से 20 साल में कितना मिलेगा? असली हिसाब, Tax के बाद
1000 ki SIP se 20 saal me kitna milega — 12% par ₹9,99,148, par inflation, expense ratio aur LTCG ke baad haath me kitna bachta hai। ₹2 crore wali headline ka sach, step up SIP ka farak, aur 500 rupees SIP se kitna banega — sab asli numbers ke saath।
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NAV Kya Hai? Mutual Fund की NAV, Cut-off Time और ₹10 वाला मिथक (2026)
NAV kya hai mutual fund me — NAV ka full form, roz kaise nikalti hai, kam NAV wala fund sasta hota hai kya, cut-off time ka 3 baje wala niyam, aur expense ratio NAV ko kaise kaatta hai।
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Large Cap, Mid Cap aur Small Cap Kya Hai? AMFI Ki List aur Risk-Return Table (2026)
Large cap, mid cap aur small cap kya hota hai, AMFI kaise rank karta hai, jul 2026 ke naye crore cutoff, in teeno me risk-return ka asli fark, multi cap vs flexi cap, aur apni umar/goal ke hisaab se allocation kaise chunein।
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SWP Kya Hai? Mutual Fund Se Monthly Income Kaise Nikale (2026)
SWP (Systematic Withdrawal Plan) kya hota hai, SIP ka ulta kaise kaam karta hai, SWP vs FD interest vs dividend option ka tax fark, aur corpus khatam ho jaane ka real risk — poora hisaab example ke saath।
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ELSS Mutual Fund Kya Hai — 80C Ka Sabse Chhota Lock-in
3-saal lock-in, per-installment SIP lock-in ka gyan, aur PPF/FD/NSC se comparison — bina kisi fund ka naam liye।
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Index Fund Kya Hai — Passive Investing Ka Poora System
Tracking error, SEBI ke naye BER caps, aur Index fund vs ETF — kaunsa kis kaam ka।
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Direct vs Regular Mutual Fund Plan — Poora Fark, Real Numbers Ke Saath
Trail commission ki mechanics, switching ka tax-asar, aur 20-saal ka compounding fark — direct plan ka poora sach.
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SIP me Paise Doob Sakte Hai Kya? — Dar Ka Seedha Jawab
Girna aur doobna — dono alag hai. 2020 crash ki asli timeline, unrealized vs realized loss, aur SEBI custodian protection.
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Lumpsum vs SIP — Kab Kya Sahi Hai
Windfall aaye to lumpsum ya SIP? Rupee-cost-averaging ka worked example, aur STP jo bahut kam log samajhte hai.
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Pehla Mutual Fund Kaise Chune
Fund ka naam nahi, framework — goal se category tak, factsheet padhna, aur NFO hype se bachne ka checklist.
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Mutual Fund क्या है? Types, NAV, Tax सब कुछ (2026)
Pooling se NAV tak, direct-vs-regular se 2026 ke naye SEBI BER rule tak — mutual fund ka poora system, real numbers ke saath.
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SIP क्या है? ₹500 से शुरू करने की पूरी जानकारी
NAV ka math, compounding ki table, 2026 ke tax rules, chhupe kharche — aur market gire to kya kare.
Padhiye →Is desk ko chalata kaun hai?
2019 me pehli SIP ₹500 ki — ghar me pehla insaan jo share market tak pahuncha. Tab se har fund, har app khud test karke likhta hai. Articles me jo screenshots dikhte hain, wo Rohan ke apne account ke hain.