IFSC Code Finder — sabhi banks, sabhi branches
India ke 1.8 lakh+ bank branches ka data — IFSC code daal kar branch ki poori jaankari nikaliye, ya bank → state → district chun kar apni branch ka IFSC dhundiye। Data RBI ke NEFT/RTGS member data par aadharit hai।
Sabhi banks ke IFSC codes — bank-wise pages
Apne bank ka page kholiye — us bank ki sabhi branches, state-wise counts aur sample codes ek jagah:
Sarkari (PSU) banks 12 banks
Public sector banks — SBI se Punjab & Sind tak
Private & foreign banks 21 banks
HDFC, ICICI, Axis… aur DBS jaise foreign banks
Gramin banks (RRB) 7 banks
Regional Rural Banks — gaon-kasbe ki apni banks
Small Finance banks 7 banks
AU, Equitas, Ujjivan jaise naye zamane ke banks
Co-operative banks 9 banks
State co-operative & district central banks
IFSC guides — aam sawal, seedhe jawab
Dena, Vijaya, Syndicate, Andhra, OBC… purane codes invalid hai — nayi mapping yahan।
Poore India ke liye ek hi code — IPOS0000001। Passbook wale account ka code alag hai।
Seedha sach: nahi nikalta — aur jo website dawa kare, usse bachiye। Asli 6 tarike yahan।
Videsh se paisa aana ho to SWIFT chahiye — bade banks ke codes aur poora process।
Tax challan ka 7-digit code — ITR/TDS me kahan lagta hai, kahan milta hai।
IFSC code kya hai — 1 minute me
IFSC yani Indian Financial System Code — har bank branch ka 11-character ka unique pata। Jaise chitthi ke liye PIN code, waise online paise ke liye IFSC। NEFT, RTGS ya IMPS se transfer karte waqt account number ke saath yahi code batata hai ki paisa kis bank ki kis branch me jana hai।
11 characters ka matlab kya hota hai?
| Hissa | Example: SBIN0001234 | Matlab |
|---|---|---|
| Pehle 4 letters | SBIN | Bank ka naam (State Bank of India) |
| 5th character | 0 | Hamesha zero — future ke liye reserved |
| Aakhri 6 | 001234 | Branch ka unique number |
Isliye 5th jagah par O (letter) kabhi nahi hota — hamesha 0 (zero)। Type karte waqt yahi sabse aam galti hoti hai।
IFSC vs MICR vs SWIFT — kaunsa kab
| Code | Kitne characters | Kis kaam ka |
|---|---|---|
| IFSC | 11 | India ke andar online transfer (NEFT/RTGS/IMPS) |
| MICR | 9 digits | Cheque clearing — cheque ke neeche chhapa hota hai |
| SWIFT | 8-11 | Videsh se paise aana/jana (international) |
Aam zindagi me 95% kaam IFSC se hota hai। SWIFT tab chahiye jab NRI relative paise bhej raha ho — uska poora system aur bade banks ke codes SWIFT code guide me hai। Tax challan wala 7-digit BSR code in teeno se alag cheez hai।
Transfer se pehle 3 pakke checks
- Account number do baar — galat IFSC se transaction aksar fail hota hai, par galat account number se paisa GALAT aadmi ko ja sakta hai। Number hi asli khatra hai।
- Naam ka milan — IMPS/UPI me beneficiary ka naam dikhta hai; naam ajeeb lage to ruk jaiye।
- Pehli baar chhota amount — naye account par pehle ₹10-100 bhej kar confirm kariye, phir bada transfer। Ye aadat laakho bacha chuki hai।
अक्सर पूछे जाने वाले सवाल
IFSC code kya hota hai?
IFSC (Indian Financial System Code) har bank branch ka 11-character ka unique pata hai — jaise branch ka PIN code। NEFT, RTGS aur IMPS se paise bhejne ke liye receiver ke account number ke saath uski branch ka IFSC chahiye hota hai, taaki paisa sahi branch tak pahunche।
IFSC code kaise pata kare?
4 pakke tarike: (1) upar wale finder me bank/branch chun kar, (2) apni cheque book ke pehle page par, (3) bank passbook par, (4) bank ki app/net-banking me account details section me। RBI ki website par bhi poori list hoti hai।
Galat IFSC daalne par paisa kat jayega kya?
Zyada tar cases me transaction FAIL ho jata hai aur paisa wapas aa jata hai, kyunki IFSC + account number ka match nahi banta। Par ek risky case hai: galat IFSC ke saath wo account number kisi aur branch me exist karta ho — isliye account number hamesha do baar check kariye। IFSC galat + account sahi wala paisa aam taur par 1-3 din me revert ho jata hai।
IFSC aur MICR code me kya antar hai?
IFSC online transfers (NEFT/RTGS/IMPS) ke liye hai; MICR (9 digits) cheque clearing system ke liye — cheque ke neeche magnetic ink me chhapa hota hai। Aam online transfer me aapko sirf IFSC chahiye।
Kya UPI ke liye IFSC chahiye?
Nahi — UPI id ya QR se bhejne par IFSC ki zaroorat nahi hoti। IFSC tab chahiye jab aap bank account number se NEFT/RTGS/IMPS transfer kar rahe ho (jaise salary account add karna, ya kisi ko pehli baar bank transfer)।
Bank merge hone ke baad purana IFSC chalega kya?
Nahi — mergers (jaise Dena/Vijaya → Bank of Baroda, ya OBC/United → PNB) ke purane IFSC codes ab invalid hai। Purana code daalne par NEFT fail ho jata hai। Kaunsa bank ab kis me hai aur naya code kaise nikale — iski poori mapping hamare merged-bank IFSC guide me hai।
Post office / IPPB ka IFSC code kya hai?
India Post Payments Bank (app wala account) ka poore desh ke liye EK hi code hai: IPOS0000001। Post office ke traditional passbook wale savings account (POSB) ka code alag hai: IPOS0000DOP। Kaunsa aapka hai — hamare IPPB guide me 30 second me samajh jayenge।
Pakke Sources — हमने कहाँ से verify किया
- RBI — NEFT/RTGS member bank lists — IFSC system ka official source
- Razorpay IFSC (open-source dataset) — RBI data par bana open dataset — is tool ka data source (v2.0.61)
Aur kaam ke tools & guides
PaisaPakka ka Data Desk — har calculator, har rate table, har glossary entry. Insaan nahi, process hai: mahine ki 1 taarikh ko sab kuch dobara verify hota hai.