Purane (merged) bank ka naya IFSC code — poori mapping
2017 se 2020 ke beech 15 banks doosre banks me merge ho gaye — aur unke purane IFSC codes ab kaam nahi karte। Agar aapka NEFT "beneficiary bank invalid" bol kar fail ho raha hai, to 90% chance hai ki wajah yahi hai। Neeche dekhiye aapka purana bank ab kaun hai, aur naya code 2 minute me kaise nikale।
Kaun sa bank ab kis me hai — master table
| Purana bank | Purana prefix | Ab hai | Naya prefix | Merger |
|---|---|---|---|---|
| Dena Bank | BKDN | Bank of Baroda | BARB | 1 Apr 2019 |
| Vijaya Bank | VIJB | Bank of Baroda | BARB | 1 Apr 2019 |
| Oriental Bank of Commerce | ORBC | Punjab National Bank | PUNB | 1 Apr 2020 |
| United Bank of India | UTBI | Punjab National Bank | PUNB | 1 Apr 2020 |
| Syndicate Bank | SYNB | Canara Bank | CNRB | 1 Apr 2020 |
| Andhra Bank | ANDB | Union Bank of India | UBIN | 1 Apr 2020 |
| Corporation Bank | CORP | Union Bank of India | UBIN | 1 Apr 2020 |
| Allahabad Bank | ALLA | Indian Bank | IDIB | 1 Apr 2020 |
| Lakshmi Vilas Bank | LAVB | DBS Bank India | DBSS | 27 Nov 2020 |
| State Bank of Bikaner & Jaipur | SBBJ | State Bank of India | SBIN | 1 Apr 2017 |
| State Bank of Hyderabad | SBHY | State Bank of India | SBIN | 1 Apr 2017 |
| State Bank of Mysore | SBMY | State Bank of India | SBIN | 1 Apr 2017 |
| State Bank of Patiala | STBP | State Bank of India | SBIN | 1 Apr 2017 |
| State Bank of Travancore | SBTR | State Bank of India | SBIN | 1 Apr 2017 |
| Bharatiya Mahila Bank | BMBL | State Bank of India | SBIN | 1 Apr 2017 |
Purane prefix wale sabhi codes band ho chuke hai — SBI group ke Sept 2017 se, BOB group ke March 2021 se, baaki 2021 ke dauran। Naya code hamesha naye bank ke prefix se shuru hoga।
Naya IFSC nikalne ke 4 pakke tarike
- Hamara finder (sabse tez): naye bank ka page kholiye aur apni branch ki state/district se dhundiye — Bank of Baroda (e-Dena/e-Vijaya), PNB (e-OBC/e-United), Canara (e-Syndicate), Union Bank (e-Andhra/e-Corporation), Indian Bank (e-Allahabad), SBI (purane associate banks), DBS Bank (e-Lakshmi Vilas)।
- Bank ki app/net banking: login karke account details kholiye — wahan current IFSC dikhta hai। Ye 100% aapki branch ka sahi code hoga।
- NPCI ki official merged-banks list: NPCI ne purane→naye IFSC ki poori Excel file publish ki hai (neeche sources me link) — branch-by-branch mapping chahiye to yahi final source hai।
- RBI ka IFSC/MICR portal: naye bank ke naam se branch search kariye।
Merger ke baad ye 4 kaam zaroor kariye
- Saved beneficiaries update: aapke ghar walo/dosto ne aapko purane IFSC se save kiya hoga — unhe naya code bhejiye, warna unka NEFT fail hoga।
- Salary/pension records: HR ya pension office me naya IFSC dijiye — DBT/subsidy (gas, PM Kisan) me bhi purana code ho to update karwaiye।
- ECS/auto-debit mandates: SIP, EMI, insurance premium ke mandates purane code par ho sakte hai — ek baar check kar lijiye।
- Purani cheque book retire kariye: nayi order kariye — purani ab clearing me bounce hogi।
अक्सर पूछे जाने वाले सवाल
Dena Bank / Vijaya Bank ka IFSC code kya hai ab?
Dena Bank aur Vijaya Bank 1 April 2019 ko Bank of Baroda me merge ho gaye। Purane BKDN/VIJB codes 1 March 2021 se band hai — ab aapki branch ka naya code BARB se shuru hota hai। Naya code hamare Bank of Baroda IFSC finder me apni branch ki city/district daal kar nikaliye।
Syndicate Bank ka IFSC code ab kya hoga?
Syndicate Bank 1 April 2020 se Canara Bank hai। Purane SYNB codes 1 July 2021 se poori tarah invalid hai — cheque books bhi। Nayi branch ka code CNRB se shuru hota hai; Canara Bank finder me branch dhundh kar naya code lijiye।
Andhra Bank aur Corporation Bank ka naya IFSC kaise pata kare?
Dono 1 April 2020 se Union Bank of India ka hissa hai — naye codes UBIN se shuru hote hai। Union Bank ke IFSC finder me apna state/district chun kar branch dhundiye, ya Union Bank ki app me account details dekhe।
Purane IFSC se NEFT karne par kya hota hai?
Transaction reject/fail ho jata hai — 'beneficiary bank invalid' ya aisi hi error ke saath — aur paisa wapas aa jata hai। Paisa doobta nahi, par atakta zaroor hai। Isliye saved beneficiaries me purane codes turant update kariye।
Mere paas purane bank ki cheque book hai — chalegi kya?
Nahi — mergers ke saath purani cheque books bhi phase-out ho chuki hai (jaise Syndicate ki 1 July 2021 se)। Nayi cheque book bank ki app, net banking ya branch se order kariye। Purane cheque kisi ko diye the to unhe bhi badalna hoga।
Kya mera account number bhi badla hoga?
Zyada tar cases me account number wahi raha, par customer ID, IFSC aur MICR badle। Kuch banks (jaise PNB me e-OBC/e-United accounts) me account number ki lambai/format bhi update hua। Sabse pakka tarika: bank app me login karke account details dekhiye — jo wahan dikhe, wahi final hai।
Pakke Sources — हमने कहाँ से verify किया
- NPCI — Merged banks IFSC & MICR list (official Excel) — Purane→naye codes ki official branch-wise mapping
- RBI — IFSC/MICR details portal — Kisi bhi branch ka current IFSC yahan verify kariye
- Bank of Baroda — e-Vijaya/e-Dena migration notice — Purane BKDN/VIJB codes 1 March 2021 se discontinued
IFSC ke aur tools & guides
PaisaPakka ka Data Desk — har calculator, har rate table, har glossary entry. Insaan nahi, process hai: mahine ki 1 taarikh ko sab kuch dobara verify hota hai.