MICR Code Finder — cheque ke neeche wala number decode kariye
9-digit MICR number daaliye — branch ka naam, bank, city aur IFSC turant samne। 1.5 lakh+ branches ka RBI-aadharit data।
MICR code kaise padhe — 3 hisse
| Hissa | Example: 403002012 | Matlab |
|---|---|---|
| Pehle 3 digits | 403 | City (403 = Goa region) |
| Beech ke 3 | 002 | Bank ka code |
| Aakhri 3 | 012 | Branch ka code |
Isliye ek hi sheher ki saari branches ke MICR ek hi number se shuru hote hai।
MICR kab chahiye hota hai?
- Mutual fund / SIP ka physical mandate form bharte waqt
- Demat account ke bank-linking forms me
- Kuch insurance / loan ECS forms me
- Cheque clearing ke system me (ye kaam bank khud karta hai)
Online NEFT/RTGS/IMPS transfer ke liye MICR nahi chahiye — uske liye IFSC code lagta hai। Dono ka confusion sabse aam galti hai।
अक्सर पूछे जाने वाले सवाल
MICR code kya hota hai?
MICR (Magnetic Ink Character Recognition) 9 digits ka code hai jo har cheque ke neeche magnetic ink me chhapa hota hai। Cheque clearing machine ise padh kar turant pehchan leti hai ki cheque kis city ki, kis bank ki, kis branch ka hai। Pehle 3 digits city, beech ke 3 bank, aakhri 3 branch batate hai।
MICR code kahan likha hota hai?
Cheque ke sabse neeche wali patti me — cheque number ke baad wala 9-digit number hi MICR hai। Bank passbook ke pehle page par bhi aksar chhapa hota hai।
MICR aur IFSC me kya antar hai?
IFSC online transfers (NEFT/RTGS/IMPS) ke liye hai — 11 characters। MICR cheque clearing ke liye hai — 9 digits। Online paise bhejne ke liye aapko IFSC chahiye, MICR nahi। MICR ki zaroorat aam taur par forms me hoti hai (jaise mutual fund/demat SIP mandate) jahan cheque details maangi jaati hai।
Kya har branch ka MICR hota hai?
Lagbhag har cheque-clearing branch ka hota hai — hamari list me 1.5 lakh+ branches ke MICR codes hai। Kuch chhoti/nayi branches ka MICR nahi hota (wo paas ki branch ke through clear karti hai) — isliye kuch IFSC codes ke saamne MICR khali milta hai।
Pakke Sources — हमने कहाँ से verify किया
- RBI — MICR/cheque clearing system
- Razorpay IFSC open dataset (v2.0.61) — is tool ka data source — RBI data par aadharit
PaisaPakka ka Data Desk — har calculator, har rate table, har glossary entry. Insaan nahi, process hai: mahine ki 1 taarikh ko sab kuch dobara verify hota hai.