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Rohan Deshmukh avatar
Nivesh Desk

Rohan Deshmukh

Rohan wahi reader hai jo aap ho — bas paanch saal aage. Engineer, aur aise ghar se jahan 'share market' ka matlab jua hota tha. 2019 me pehla demat account darte-darte khola, pehli SIP ₹500 ki. Aaj jo bhi investing basics PaisaPakka par chhapta hai, wo asal me 2019 wale Rohan ke naam ek khat hai — 'ye galtiyan mat karna.' Uska pakka rule: jo app khud use nahi kiya uska review nahi, jo fund ka factsheet khud nahi padha uski baat nahi. Har screenshot uske apne account ka hota hai.

Background

  • B.E. (Computer Science)
  • First-generation investor (2019 se)
  • NISM investor-awareness self-study

In topics par likhte hain

  • SIP & mutual funds
  • Demat & broker apps
  • IPO process
  • Beginner mistakes

Verify kaise karte hain

“Jo app maine khud use nahi kiya, uska review nahi likhta. Har screenshot mera apna account hai — isliye articles me galti ho hi nahi sakti ki button kahan hai.”

Inke articles

FD vs Mutual Fund 2026: Tax के बाद असली Return किसका ज़्यादा है?

23 Aug 2026 · 12 min read

Demat Account Kya Hai? Charges, BSDA और Nominee के नए नियम (2026)

22 Aug 2026 · 13 min read

₹1,000 की SIP से 20 साल में कितना मिलेगा? असली हिसाब, Tax के बाद

22 Aug 2026 · 13 min read

Option Trading Kya Hai? Call, Put और Option Chain — पूरी जानकारी (2026)

22 Aug 2026 · 14 min read

Share Market Se Paise Kaise Kamaye? 4 असली रास्ते, Post-Tax हिसाब के साथ (2026)

21 Aug 2026 · 12 min read

NAV Kya Hai? Mutual Fund की NAV, Cut-off Time और ₹10 वाला मिथक (2026)

21 Aug 2026 · 10 min read

Share Market Kaise Sikhe? 6 महीने का Free Roadmap (2026)

21 Aug 2026 · 12 min read

Large Cap, Mid Cap aur Small Cap Kya Hai? AMFI Ki List aur Risk-Return Table (2026)

20 Aug 2026 · 11 min read

Upper Circuit Lower Circuit Kya Hota Hai? Circuit Limit के पूरे Rules (2026)

20 Aug 2026 · 12 min read

SWP Kya Hai? Mutual Fund Se Monthly Income Kaise Nikale (2026)

20 Aug 2026 · 11 min read

Share Market Timing 2026 — NSE/BSE Trading Hours, Holidays, Muhurat Trading

20 Aug 2026 · 11 min read

Stop Loss Kya Hota Hai? SL vs SL-M, GTT aur CAS ka Naya Rule (2026)

20 Aug 2026 · 12 min read

Dividend Kya Hota Hai? Record Date, Ex-Date aur Tax — Poori Jaankari

19 Aug 2026 · 13 min read

ELSS Mutual Fund Kya Hai — 80C Ka Sabse Chhota Lock-in

18 Aug 2026 · 8 min read

Nifty aur Sensex me Kya Fark Hai

18 Aug 2026 · 7 min read

Index Fund Kya Hai — Passive Investing Ka Poora System

18 Aug 2026 · 8 min read

Direct vs Regular Mutual Fund Plan — Poora Fark, Real Numbers Ke Saath

18 Aug 2026 · 9 min read

SIP me Paise Doob Sakte Hai Kya? — Dar Ka Seedha Jawab

18 Aug 2026 · 8 min read

Option Trading me Loss Kyu Hota Hai — SEBI Data Ke Saath Sach

18 Aug 2026 · 9 min read

Lumpsum vs SIP — Kab Kya Sahi Hai

18 Aug 2026 · 8 min read

Pehla Mutual Fund Kaise Chune

18 Aug 2026 · 8 min read

IPO Kya Hai Aur Apply Kaise Kare

18 Aug 2026 · 9 min read

Intraday vs Delivery Trading — कौन सा कब सही है, पूरा फ़र्क़

18 Aug 2026 · 9 min read

Mutual Fund क्या है? Types, NAV, Tax सब कुछ (2026)

18 Aug 2026 · 10 min read

SIP क्या है? ₹500 से शुरू करने की पूरी जानकारी

18 Aug 2026 · 8 min read

Share Market क्या है? Sensex, Nifty और शुरुआत की पूरी समझ

18 Aug 2026 · 9 min read

PaisaPakka ka koi bhi author SEBI-registered advisor nahi hai aur koi financial product nahi bechta. Articles education ke liye hain — salah ke liye nahi.