Kavita Sharma
Nau saal accounts aur payroll ke kaam me Kavita ne ek hi kahani baar-baar dekhi: salaried log refund gawa dete hain, scheme ka fayda chhod dete hain — sirf isliye ki process kisi ne unki bhasha me samjhaya nahi. Uska desk ek hi anushasan par chalta hai: primary source only. Asli notification, asli circular, asli portal ka flow — step by step, screenshot ke saath. Deadline badli to article usi hafte badlega, aur badlav dated hoga. Wo apna ITR khud bharti hain, aur apne maata-pita ka bhi — isliye pension aur senior-citizen ke masle kitaabi nahi, gharelu hain.
Background
- M.Com
- 9 saal accounts/payroll & TDS processing
- Khud ka + parents ka ITR har saal
In topics par likhte hain
- ITR filing
- TDS & refunds
- EPF/PPF
- Sarkari yojana eligibility
- Post office schemes
Verify kaise karte hain
“Main news se nahi likhti — notification se likhti hoon. PIB, incometax.gov.in, EPFO circular: pehle original padhti hoon, phir aasaan Hindi me todti hoon.”
Inke articles

PF Advance Kaise Nikale? नया EPF Scheme 2026 और Form 31 (पूरी जानकारी)
27 Aug 2026 · 13 min read

NPS Vatsalya Kya Hai? ₹250 से शुरू, पर 18 साल वाली शर्त पहले पढ़िए (2026)
23 Aug 2026 · 12 min read

ITR Last Date 2026: 31 August की Deadline, Belated Return और देरी की क़ीमत
23 Aug 2026 · 12 min read

Senior Citizen Savings Scheme (SCSS) 2026 — 8.2% ब्याज और ₹30 लाख की लिमिट
22 Aug 2026 · 13 min read

Capital Gains Tax Kya Hai? LTCG aur STCG की पूरी Table (2026-27)
21 Aug 2026 · 13 min read

PM Kisan Ka Paisa Nahi Aaya? Status के हिसाब से असली वजह और हल (2026)
21 Aug 2026 · 11 min read

HRA Exemption Kaise Le? पूरा हिसाब, PAN का नियम और 2026 की जाँच
21 Aug 2026 · 12 min read

Unified Pension Scheme Kya Hai? UPS vs NPS की पूरी Table (2026)
21 Aug 2026 · 13 min read

Income Tax Slab 2026-27: New vs Old Regime की पूरी Table
20 Aug 2026 · 12 min read

PM Ujjwala Yojana Kya Hai? Free LPG Connection, Eligibility, ₹300 Subsidy (2026)
20 Aug 2026 · 11 min read

80C Deduction Kya Hai? ₹1.5 Lakh Bachane Ki Poori List (2026)
20 Aug 2026 · 12 min read

Ayushman Bharat (PM-JAY) Kya Hai? ₹5 Lakh Free Ilaj, Eligibility aur Card (2026)
20 Aug 2026 · 13 min read

PMJJBY aur PMSBY Kya Hai? ₹456 में ₹4 लाख का Life + Accident Cover
19 Aug 2026 · 8 min read

PM Awas Yojana — Eligibility Aur Subsidy Ka Poora Hisaab
18 Aug 2026 · 9 min read

NPS Kya Hai — Retirement Planning Ka Poora System
18 Aug 2026 · 9 min read

Aadhaar PAN Link Status Check Kaise Kare
18 Aug 2026 · 7 min read

ITR File Kaise Kare — Poora Process, Deadline aur Documents
18 Aug 2026 · 10 min read

Sukanya Samriddhi Yojana — Beti Ke Liye Poora Hisaab
18 Aug 2026 · 9 min read

E-Shram Card Ke Fayde — Kya Milta Hai, Kaise Banaye
18 Aug 2026 · 8 min read

Ladli Behna Yojana — Eligibility, Amount aur Apply Karne Ka Tarika
18 Aug 2026 · 8 min read

TDS Refund Kaise Le — Excess TDS Wapas Paane Ka Poora Process
18 Aug 2026 · 8 min read

Form 16 Kaise Padhe — Har Box Ka Matlab
18 Aug 2026 · 8 min read

Vridha Pension Yojana — Central aur State Scheme Ka Poora Fark
18 Aug 2026 · 8 min read

PPF Account Kya Hai — 15-Saal Lock-in Se Extension Tak
18 Aug 2026 · 9 min read

8th Pay Commission — Confirmed vs Speculation, Poora Status
18 Aug 2026 · 9 min read

New Tax Regime vs Old Tax Regime — कौन सा चुनें? (FY 2026-27)
18 Aug 2026 · 9 min read

PM Kisan Status Check — किस्त आई या नहीं, 2 minute में पता कीजिए
18 Aug 2026 · 8 min read